Lead Risk Data Scientist en Niuro

Remoto (9 ubicaciones) | Senior | Full time | Data Science / Analytics

Sueldo bruto $3500 - 4000 USD/mes

12 postulaciones

Responde entre 1 y 4 días

Revisado por última vez hoy

Postular

Niuro connects projects with elite tech teams and supports fast-growing fintech platforms with end-to-end management, administrative support, and scalable talent solutions. The Lead Risk Data Scientist will join a fintech platform focused on providing working capital solutions to freelancers, small businesses, and independent contractors. This role is part of a strategic effort to design and implement AI-driven underwriting, risk scoring, and portfolio optimization at scale, working closely with product, data, engineering, and finance teams to deliver risk-aware, data-driven decisioning across the business.

Oferta exclusiva de getonbrd.com.

What You’ll Do

Lead AI & Underwriting Models (Hands-on): design, build, and maintain risk scorecards, credit underwriting models, and offer calculation engines using advanced AI/ML techniques. remain deeply hands-on in model development, feature engineering, validation, deployment, and ongoing optimization.
Risk Management & Portfolio Strategy: establish and lead the end-to-end risk management framework, including credit, operational, and portfolio risk; develop and optimize risk-adjusted return strategies across customer segments and lending products; own loss forecasting, pricing optimization, and portfolio performance analysis.
Data & Platform Integration: leverage alternative data sources (bank data, cash flow, behavioral, third-party) to continuously improve underwriting accuracy; collaborate with Product, Data, Engineering, and Finance to embed models into automated decisioning workflows.
Monitoring, Fraud & Predictive Analytics: build early-warning systems and real-time monitoring to detect anomalies, fraud, and emerging risk patterns using ML.
Leadership, Execution & Governance: mentor a small team (2–3 data scientists), set technical standards, review models/assumptions, define the strategic roadmap for AI adoption across risk and compliance, and deliver data-driven reporting to stakeholders and capital partners.

Role Overview

We are seeking a seasoned Lead Risk Data Scientist to spearhead the risk and underwriting capabilities of a fast-growing fintech platform. This senior, hands-on role treats risk, data, and AI/ML as core systems rather than support functions. You will own the design, implementation, and continuous optimization of AI-driven underwriting models, risk scorecards, and portfolio strategies, while shaping the long-term risk management vision at scale. Key responsibilities include building robust risk models, establishing governance and monitoring, and integrating models into automated decisioning workflows. You will collaborate across Product, Data, Engineering, and Finance to deliver scalable risk solutions, manage a small team, and communicate insights to executives and capital providers. Strong communication, strategic thinking, and a practical, execution-oriented mindset are essential to succeed in this role.

Nice-to-Have

🌟 Prior experience in specialty finance, lending platforms, or non-bank lenders. 🌟 Experience building fully automated or real-time AI decisioning systems. 🌟 Hands-on experience deploying ML models into production environments. 🌟 Experience working with capital providers on AI-powered risk reporting and portfolio analytics.

Benefits & Why Niuro

We provide opportunities to work on impactful and technically rigorous industrial data projects that drive innovation and professional growth. Our 100% remote model offers global flexibility, with ongoing training programs and leadership opportunities to ensure continuous growth. After a successful initial contract, there is potential for long-term collaboration and stable, full-time employment. Join Niuro to become part of a global community focused on technological excellence, with strong administrative support so you can focus on high-impact work.

GETONBRD Job ID: 59261

Política de trabajo remoto

Remoto sólo localmente

El trabajo es 100% remoto, pero los candidatos deben residir en Sudamérica, El Salvador, Guatemala, República Dominicana, Nicaragua, Honduras, México, Costa Rica o Puerto Rico para postular.

Acerca de Niuro

Niuro connects projects with elite tech teams, collaborating with leading U.S. companies. Our mission is to simplify global talent acquisition through innovative solutions that maximize efficiency and quality. — Perfil completo de Niuro

Seguir